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Field Implementation, Sector Engagement | Ghana | Spotlight Report
March 2021

Loan Financing

By: Safe Water Network | Lauren Cuscuna | Nisha Chakravarty | Mark Owusu | Francis Tetteh-Zomayi 

Small Water Enterprises have the capacity to provide water to the nearly 2 billion people without easy access to a sustainable source of safe water. However, government and grant funding for SWEs typically falls short, driving the need for alternative capital sources. Our organization has tested various loan options and found that blended finance has the potential to increase repayment and to decrease overall financial burdens. Data such as that collected through financial reporting and market assessment have proven essential in determining the important aspects of the loan, which then allowed SWN to better understand how loans should be designed and implemented.  

Supporting resources:

Small Water Enterprises have the capacity to provide water to the nearly 2 billion people without easy access to a sustainable source of safe water. However, government and grant funding for SWEs typically falls short, driving the need for alternative capital sources. Our organization has tested various loan options and found that blended finance has the potential to increase repayment and to decrease overall financial burdens. Data such as that collected through financial reporting and market assessment have proven essential in determining the important aspects of the loan, which then allowed SWN to better understand how loans should be designed and implemented.  

Supporting resources: